FRE21100
SEVEREValuationOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
Valuation risk cannot be assessed at this time. Please resubmit at a later time to be considered for appraised value representation and warranty relief.
Severe — the submission can go through, but Freddie Mac flags that collateral rep & warranty relief eligibility is impacted. Expect lender questions.
What triggers FRE21100
FRE21100 is a Freddie Mac proprietary finding (Valuation). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Bound to MISMO data point
N/A
How to fix it
On the URAR, this lives at: N/A → N/A. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
FRE21100 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
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Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.