FRE43000
FATALReport CompletenessOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
The appraised value is missing, zero or less than zero. Please correct and resubmit.
Fatal — this finding makes the submission NOT SUCCESSFUL until resolved.
What triggers FRE43000
FRE43000 is a Freddie Mac proprietary finding (Report Completeness). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Checked for the Subject property.
- • Bound to MISMO data point
OpinionOfValueAmount
How to fix it
On the URAR, this lives at: Reconciliation → Appraisal Summary. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
The free UADCheck inspection evaluates FRE43000 automatically — attach your package and see in seconds whether it fires.
Begin inspection →Related messages
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Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.