FRE43352
FATALReport CompletenessOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
One of the following messages is returned: • Freddie Mac requires the Income Approach be developed for properties that have more than 1 unit (not including ADUs). Please correct and resubmit. • The Income Approach must be a positive dollar value.
Fatal — this finding makes the submission NOT SUCCESSFUL until resolved.
What triggers FRE43352
FRE43352 is a Freddie Mac proprietary finding (Report Completeness). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Checked for the Subject property.
- • Bound to MISMO data point
LivingUnitExcludingADUCount
How to fix it
On the URAR, this lives at: Subject Property. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
The free UADCheck inspection evaluates FRE43352 automatically — attach your package and see in seconds whether it fires.
Begin inspection →Related messages
- UAD1017 FatalProvide the total number of living units, excluding any ADUs.…
- UAD1018 FatalThe total number of living units, excluding any ADUs, must be at least…
- UAD1019 FatalThe 'Units Excluding ADUs' does not equal the number of living units d…
- UAD1248 FatalThe total number of living units, excluding any ADUs, must be at least…
- UAD1474 FatalProvide the total number of living units, excluding any ADUs for the s…
- UAD1475 FatalThe total number of living units, excluding any ADUs, must be at least…
Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.