FORM UC-36 (REV. 09-2026)UCDP MANDATE: 2026-11-02
UADCHECKPre-submission inspection of UAD 3.6 packages

FRE65800

WARNINGData Discrepancy

Official message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)

One of the following messages is returned: A prior appraisal report completed by the same appraiser with the same effective date, indicated [X] Overall Condition, however the current appraisal report is rated [Y]. Please ensure that the subject's Overall Condition has been accurately reported. A prior appraisal report completed by the same appraiser with the same effective date, indicated [X] Exterior Condition Rating, however the current appraisal report is rated [Y]. Please ensure that the subject's Exterior Condition Rating has been accurately reported. A prior appraisal report completed by the same appraiser with the same effective date, indicated [X] Interior Condition Rating, however the current appraisal report is rated [Y]. Please ensure that the subject's Interior Condition Rating has been accurately reported.

Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.

What triggers FRE65800

FRE65800 is a Freddie Mac proprietary finding (Data Discrepancy). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.

  • • Checked for the Subject property.
  • • Bound to MISMO data point Overall Quality and Condition

How to fix it

On the URAR, this lives at: Property Description. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

FRE65800 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

Begin inspection →

Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.