FRE76003

FATALEligibility

Official message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)

One of the following messages is returned: • For Manufactured Homes, with an ADU, the primary dwelling must be a multiwide Manufactured Home. Please refer to the Freddie Mac Seller Guide for property eligibility requirements. • Freddie Mac only purchases Manufactured Homes constructed as a 1-unit dwelling. Please refer to the Freddie Mac Seller Guide for property eligibility requirements.

Fatal — this finding makes the submission NOT SUCCESSFUL until resolved.

What triggers FRE76003

FRE76003 is a Freddie Mac proprietary finding (Eligibility). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.

• Checked for the Subject property.
• Bound to MISMO data point LivingUnitExcludingADUCount

How to fix it

On the URAR, this lives at: Summary → Property Description. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

FRE76003 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

Begin inspection →

Related messages

Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.