FRE76117
SEVEREEligibilityOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
The report indicates a defect, damage or deficiency that affects soundness or structural integrity. In such cases the appraisal must be subject to inspection or repair.
Severe — the submission can go through, but Freddie Mac flags that collateral rep & warranty relief eligibility is impacted. Expect lender questions.
What triggers FRE76117
FRE76117 is a Freddie Mac proprietary finding (Eligibility). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Checked for the Subject property.
- • Bound to MISMO data point
DefectItemAffectsSoundnessStructuralIntegrityIndicator
How to fix it
On the URAR, this lives at: Reconciliation → Apparent Defects, Damages, Deficiencies. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
FRE76117 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
- UAD1710 FatalIndicate whether the defect, damage, or deficiency affects the soundne…
- UAD1255 FatalProvide the type of market value condition.…
- UAD1256 FatalWhen the appraisal is made 'As Is', no other type of market value cond…
- UAD1257 FatalProvide the 'Effective Date of Appraisal'.…
- UAD1258 FatalThe 'Effective Date of Appraisal' cannot be a future date.…
- UAD1259 WarningThe 'Effective Date of Appraisal' cannot be more than a year old.…
Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.