FRE76149
WARNINGEligibilityOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
The appraisal report indicates that there are Observed Project Deficiencies. Please refer to the Freddie Mac Seller Guide for property and project eligibility requirements.
Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.
What triggers FRE76149
FRE76149 is a Freddie Mac proprietary finding (Eligibility). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Checked for the Subject property.
- • Bound to MISMO data point
ProjectDeficiencyObservedIndicator
How to fix it
On the URAR, this lives at: Project Information. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
FRE76149 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
- UAD1585 FatalIndicate whether any deficiencies that impact value / marketability ha…
- UAD1568 FatalProvide the ownership rights for the amenity.…
- UAD1569 FatalProvide a description when amenity ownership type = 'Other'.…
- UAD1570 FatalProvide amenities in the project. Select 'None' if there are no amenit…
- UAD1571 FatalProvide a description when amenity type = 'Other'.…
- UAD1573 FatalProvide the mandatory monthly fee amount, even if the amount is 0.…
Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.