FRE76470

FATALEligibility

Official message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)

One of the following messages is returned: • The appraisal report indicates there are [X] number of units. Freddie Mac will only purchase 1- to 4-unit properties; therefore, this property is not eligible for sale to Freddie Mac. • The appraisal report indicates there are [Y] number of Accessory Dwelling Units. Freddie Mac will only purchase properties with 1 Accessory Dwelling Unit, therefore this property is not eligible for sale to Freddie Mac.

Fatal — this finding makes the submission NOT SUCCESSFUL until resolved.

What triggers FRE76470

FRE76470 is a Freddie Mac proprietary finding (Eligibility). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.

• Checked for the Subject property.
• Bound to MISMO data point LivingUnitExcludingADUCount

How to fix it

On the URAR, this lives at: Subject Property. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

FRE76470 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

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Related messages

Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.