FRE76950
WARNINGEligibilityOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
The appraisal report indicates that the Present Use of the subject property does not represent the Highest and Best Use. Please refer to the Freddie Mac Seller Guide for property eligibility requirements.
Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.
What triggers FRE76950
FRE76950 is a Freddie Mac proprietary finding (Eligibility). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Checked for the Subject property.
- • Bound to MISMO data point
SiteHighestBestUseIndicator
How to fix it
On the URAR, this lives at: Highest and Best Use. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
FRE76950 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
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- UAD1661 FatalIndicate whether the highest and best use of the property is maximally…
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Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.