UAD1210
FATALOfficial message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5
Indicate whether the cost approach valuation method has been utilized.
Fatal — a single unresolved Fatal makes the entire submission come back NOT SUCCESSFUL (UCDP Hard Stop 401).
What triggers UAD1210
The published rule logic, verbatim:
If CostApproachIndicator is not provided
- • Bound to MISMO data point
CostApproachIndicatorat../VALUATION_ANALYSIS/VALUATION_REPORT/SCOPE_OF_WORK/SCOPE_OF_WORK_DETAIL/
How to fix it
This requirement applies to the XML data itself — the field is delivered in the submission file but is not printed on the form. Your form software populates it from the report data; correct the underlying entry, regenerate the package, and re-check.
Because this is a Fatal edit, do not submit until it is resolved — one Fatal bounces the whole package.
The free UADCheck inspection evaluates UAD1210 automatically — attach your package and see in seconds whether it fires.
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Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.