UAD1239
WARNINGOfficial message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5
Provide the 'Effective Date' for the Cost Data Source.
Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.
What triggers UAD1239
The published rule logic, verbatim:
If CostApproachIndicator = "true", and (DataSourceType = "BuilderOrDeveloper" or "CostService" or "CostSurvey" or "Other"), and DataSourceEffectiveDate is not provided in the instance of DATA_SOURCE that is related to cost approach
- • Bound to MISMO data point
DataSourceEffectiveDateat../VALUATION_ANALYSIS/DATA_SOURCES/DATA_SOURCE/
How to fix it
On the URAR, this lives at: Cost Approach → General Description → Effective Date. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
UAD1239 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
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Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.