UAD1261

FATAL

Official message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5

Provide MarketingOrExposureTimeType as 'ReasonableExposureTime'. For assistance with this message, contact the appraisal software vendor.

Fatal — a single unresolved Fatal makes the entire submission come back NOT SUCCESSFUL (UCDP Hard Stop 401).

What triggers UAD1261

The published rule logic, verbatim:

If MarketingOrExposureTimeType is not provided or is not = 'ReasonableExposureTime' in VALUATION_RECONCILIATION_SUMMARY_DETAIL

• Bound to MISMO data point MarketingOrExposureTimeType at ../VALUATION_ANALYSIS/VALUATION_REPORT/VALUATION_RECONCILIATION/VALUATION_RECONCILIATION_SUMMARY/VALUATION_RECONCILIATION_SUMMARY_DETAIL/

How to fix it

This requirement applies to the XML data itself — the field is delivered in the submission file but is not printed on the form. Your form software populates it from the report data; correct the underlying entry, regenerate the package, and re-check.

Because this is a Fatal edit, do not submit until it is resolved — one Fatal bounces the whole package.

UAD1261 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

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Related messages

Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.