UAD1272

WARNING

Official message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5

The MIMETypeIdentifier for the appraisal must be included as 'application/pdf' in the UAD XML. For assistance with this message, contact the appraisal software vendor.

Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.

What triggers UAD1272

The published rule logic, verbatim:

If MIMETypeIdentifier in FOREIGN_OBJECT is not provided or not provided as "application/pdf"

• Bound to MISMO data point MIMETypeIdentifier at MESSAGE/DOCUMENT_SETS/DOCUMENT_SET/DOCUMENTS/DOCUMENT/VIEWS/VIEW/VIEW_FILES/VIEW_FILE/FOREIGN_OBJECT/

How to fix it

This requirement applies to the XML data itself — the field is delivered in the submission file but is not printed on the form. Your form software populates it from the report data; correct the underlying entry, regenerate the package, and re-check.

UAD1272 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

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Related messages

Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.