UAD1274

FATAL

Official message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5

The required subject property photos must be included.

Fatal — a single unresolved Fatal makes the entire submission come back NOT SUCCESSFUL (UCDP Hard Stop 401).

What triggers UAD1274

The published rule logic, verbatim:

If instances of IMAGE with ImageCategoryType = DwellingFront, PropertyAccess, and PropertyPhoto are not provided

• Checked for the Subject property.
• Bound to MISMO data point ImageCategoryType at ../VALUATION_ANALYSIS/PROPERTIES/PROPERTY/INSPECTIONS/INSPECTION/IMAGES/IMAGE/

How to fix it

This requirement applies to the XML data itself. Your form software populates it from the report data; correct the underlying entry, regenerate the package, and re-check.

Because this is a Fatal edit, do not submit until it is resolved — one Fatal bounces the whole package.

UAD1274 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

Begin inspection →

Related messages

Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.