FORM UC-36 (REV. 09-2026)UCDP MANDATE: 2026-11-02
UADCHECKPre-submission inspection of UAD 3.6 packages

UAD1281

FATAL

Official message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5

Provide the file name and location of the image within the .zip file (e.g.,\\Images\SF1_Comp2.png). For assistance with this message, contact the appraisal software vendor.

Fatal — a single unresolved Fatal makes the entire submission come back NOT SUCCESSFUL (UCDP Hard Stop 401).

What triggers UAD1281

The published rule logic, verbatim:

If @ValuationUseType = "GrossRentMultiplierComparable" and ImageFileLocationIdentifier is not provided in a given instance of IMAGE

  • Checked for every Gross Rent Multiplier Comparable in the report.
  • • Bound to MISMO data point ImageFileLocationIdentifier at ../VALUATION_ANALYSIS/PROPERTIES/PROPERTY/INSPECTIONS/INSPECTION/IMAGES/IMAGE/

How to fix it

This requirement applies to the XML data itself — the field is delivered in the submission file but is not printed on the form. Your form software populates it from the report data; correct the underlying entry, regenerate the package, and re-check.

Because this is a Fatal edit, do not submit until it is resolved — one Fatal bounces the whole package.

UAD1281 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

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Related messages

Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.