UAD1385
FATALOfficial message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5
Provide 'Overall Quality'.
Fatal — a single unresolved Fatal makes the entire submission come back NOT SUCCESSFUL (UCDP Hard Stop 401).
What triggers UAD1385
The published rule logic, verbatim:
If OverallQualityRatingCode is not provided
- • Checked for the Subject property.
- • Bound to MISMO data point
OverallQualityRatingCodeat../VALUATION_ANALYSIS/PROPERTIES/PROPERTY/PROPERTY_DETAIL/
How to fix it
On the URAR, this lives at: Overall Quality and Condition → Overall Quality. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
Because this is a Fatal edit, do not submit until it is resolved — one Fatal bounces the whole package.
The free UADCheck inspection evaluates UAD1385 automatically — attach your package and see in seconds whether it fires.
Begin inspection →Related messages
- UAD1435 FatalProvide the overall quality rating for the sales comparable.…
- FRE76141 FatalThe appraisal report indicates that the Overall Quality Rating is Q6. …
- FRE32230 WarningThe Quality Rating for all of the comparables does not match the Quali…
- FRE65570 WarningThe appraisal report indicates an Overall Quality of Construction rati…
- FRE54105 WarningOne of the following messages is returned: • The appraisal report ind…
- UAD1384 FatalProvide 'Overall Condition'.…
Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.