UAD1388
FATALOfficial message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5
ValuationAnalysisCategoryType must be provided. For assistance with this message, contact the appraisal software vendor.
Fatal — a single unresolved Fatal makes the entire submission come back NOT SUCCESSFUL (UCDP Hard Stop 401).
What triggers UAD1388
The published rule logic, verbatim:
If ValuationAnalysisCategoryType is not provided in a given instance of VALUATION_COMMENTARY
- • Bound to MISMO data point
ValuationAnalysisCategoryTypeat../VALUATION_ANALYSIS/VALUATION_REPORT/VALUATION_COMMENTARIES/VALUATION_COMMENTARY/
How to fix it
This requirement applies to the XML data itself — the field is delivered in the submission file but is not printed on the form. Your form software populates it from the report data; correct the underlying entry, regenerate the package, and re-check.
Because this is a Fatal edit, do not submit until it is resolved — one Fatal bounces the whole package.
UAD1388 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
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Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.