UAD1695
WARNINGOfficial message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5
Provide 'Effective Age' either as a number of years or as a range of years, but not both.
Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.
What triggers UAD1695
The published rule logic, verbatim:
If CostApproachIndicator = "true" and ImprovementType = "Dwelling" and EffectiveAgeYearsCount is provided, and (either or both of EffectiveAgeRangeLowYearsCount or EffectiveAgeRangeHighYearsCount is provided) in a given instance of STRUCTURE_ANALYSIS_DETAIL
- • Checked for the Subject property.
- • Bound to MISMO data point
EffectiveAgeYearsCountat../VALUATION_ANALYSIS/PROPERTIES/PROPERTY/IMPROVEMENTS/IMPROVEMENT/STRUCTURE/STRUCTURE_ANALYSES/STRUCTURE_ANALYSIS/STRUCTURE_ANALYSIS_DETAIL/
How to fix it
On the URAR, this lives at: Cost Approach → Depreciated Cost - Dwelling → Effective Age. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
UAD1695 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
- UAD1696 WarningProvide 'Effective Age' either as a number of years or as a range of y…
- UAD1064 WarningProvide the estimated number of years of the dwelling's remaining usef…
- UAD1227 WarningThe 'Depreciated Cost of Dwellings' must be provided.…
- UAD1228 WarningThe 'Depreciated Cost of Outbuildings' must be provided.…
- UAD1230 FatalProvide the 'As Is Value of Site Improvements'.…
- UAD1233 WarningThe 'Total Depreciation' displays as a negative number on the appraisa…
Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.