FRE32004

WARNINGComp Selection

Official message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)

One of the following messages is returned: • The appraisal report indicates that the Construction Method is Manufactured and the subject is Single Wide, but the report did not supply at least two comparables that are Single Wide settled sales. • The appraisal report indicates that the Construction Method is Manufactured and the subject is Multi Wide, but the report did not supply at least two comparables that are Multi Wide settled sales.

Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.

What triggers FRE32004

FRE32004 is a Freddie Mac proprietary finding (Comp Selection). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.

• Checked for: Comparables.
• Bound to MISMO data point ManufacturedHomeWidthType

How to fix it

On the URAR, this lives at: Sales Comparison Approach → Dwelling(s). Complete or correct that field in your form software, regenerate the package, and re-check before submission.

FRE32004 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

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Related messages

Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.