FRE32107

WARNINGComp Selection

Official message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)

One of the following messages is returned: • The appraisal report indicates that the subject property has an Age Restriction, but the appraiser has not provided a comparable sale with a similar Age Restriction. Please ensure the Age Restrictions have been appropriately addressed and that the analysis and conclusions are credible. • The appraisal report indicates that the subject property does not have an Age Restriction, but the appraiser has indicated that all comparable sales have an Age Restriction. Please ensure the Age Restrictions have been appropriately addressed and that the analysis and conclusions are credible.

Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.

What triggers FRE32107

FRE32107 is a Freddie Mac proprietary finding (Comp Selection). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.

• Checked for: Comparables.
• Bound to MISMO data point RestrictionType

How to fix it

On the URAR, this lives at: Sales Comparison Approach → Site. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

FRE32107 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

Begin inspection →

Related messages

Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.