FORM UC-36 (REV. 09-2026)UCDP MANDATE: 2026-11-02
UADCHECKPre-submission inspection of UAD 3.6 packages

FRE43150

WARNINGReport Completeness

Official message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)

One of the following messages is returned: • The appraisal report indicates that there is only one Active Listing in the Market section of the report. The High, Median and Low List Prices are expected to be the same. Please correct and resubmit. • The appraisal report indicates that the Highest List Price is less than the Lowest List Price in the Market section of the report. Please correct and resubmit. • The appraisal report indicates that the Median List Price is not between the Lowest and Highest List Prices in the Market section of the report. Please correct and resubmit. • The appraisal report indicates that there is one or more Active Listing in the Market section of the report, but the high, median and/or low list prices are less than or equal to zero. Please verify that the appraisal has provided the required information.

Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.

What triggers FRE43150

FRE43150 is a Freddie Mac proprietary finding (Report Completeness). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.

  • Checked for the Subject property.
  • • Bound to MISMO data point MarketInventoryCount

How to fix it

On the URAR, this lives at: Market → Search Result Metrics. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

The free UADCheck inspection evaluates FRE43150 automatically — attach your package and see in seconds whether it fires.

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Related messages

Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.