FRE43160
WARNINGReport CompletenessOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
One of the following messages is returned: • The appraisal report indicates that there are fewer than three sales in the past [MarketInventoryLookbackMonthsCount] months in the Market section of the Report. Please verify that the appraisal report has provided accurate information and confirm there is commentary about use of sales from a different market area. • The appraisal report indicates that the Highest Recent Sales Price is less than the Lowest Recent Sales Price in the Market section of the Report. Please correct and resubmit. • The appraisal report indicates that the Median Recent Sales Price is not between the Lowest and Highest Recent Sales Prices. Please correct and resubmit. • The appraisal report indicates that there is one or more Recent Sales with a High, Median and/or Low Price that is less than or equal to zero. Please verify that the appraisal has provided the required information.
Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.
What triggers FRE43160
FRE43160 is a Freddie Mac proprietary finding (Report Completeness). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Checked for the Subject property.
- • Bound to MISMO data point
MarketInventoryCount
How to fix it
On the URAR, this lives at: Market → Search Result Metrics. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
The free UADCheck inspection evaluates FRE43160 automatically — attach your package and see in seconds whether it fires.
Begin inspection →Related messages
- UAD1629 FatalProvide the number of active listings, even if the value is 0.…
- UAD1639 FatalProvide the number of pending sales, even if the value is 0.…
- UAD1642 FatalProvide the number of total sales within the look back period, even if…
- FRE43150 WarningOne of the following messages is returned: • The appraisal report ind…
- UAD1626 FatalProvide a description of the 'Market Boundary'.…
- UAD1627 FatalProvide the lookback period for sales in the market area.…
Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.