FORM UC-36 (REV. 09-2026)UCDP MANDATE: 2026-11-02
UADCHECKPre-submission inspection of UAD 3.6 packages

FRE43280

WARNINGReport Completeness

Official message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)

The reported List Price for Comparable # [#] is not within the active list price range in the Market section [$X to $Y]. Please verify that the appraisal report has provided accurate information and confirm there is commentary about use of listings from a different market area.

Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.

What triggers FRE43280

FRE43280 is a Freddie Mac proprietary finding (Report Completeness). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.

  • Checked for the Subject property.
  • • Bound to MISMO data point FinalListPriceAmount

How to fix it

On the URAR, this lives at: Sales Comparison Approach → Summary. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

The free UADCheck inspection evaluates FRE43280 automatically — attach your package and see in seconds whether it fires.

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Related messages

Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.