FORM UC-36 (REV. 09-2026)UCDP MANDATE: 2026-11-02
UADCHECKPre-submission inspection of UAD 3.6 packages

FRE50003

SEVEREReport Inconsistencies

Official message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)

The appraisal report indicates component conditions of Unit Interior features are not consistent with a C1 rating. Please ensure that the property reflects the necessary requirements to be defined as new construction in the Reference Guide.

Severe — the submission can go through, but Freddie Mac flags that collateral rep & warranty relief eligibility is impacted. Expect lender questions.

What triggers FRE50003

FRE50003 is a Freddie Mac proprietary finding (Report Inconsistencies). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.

  • Checked for the Subject property.
  • • Bound to MISMO data point InteriorConditionRatingCode

How to fix it

On the URAR, this lives at: Unit Interior → Quality and Condition. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

The free UADCheck inspection evaluates FRE50003 automatically — attach your package and see in seconds whether it fires.

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Related messages

Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.