FORM UC-36 (REV. 09-2026)UCDP MANDATE: 2026-11-02
UADCHECKPre-submission inspection of UAD 3.6 packages

FRE54260

WARNINGReport Inconsistencies

Official message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)

No comparable sales have an entry for Days on Market less than the maximum Marketing Time noted in the Market section of the appraisal report. Please ensure that the Marketing Time is stated correctly and supported within the appraisal report.

Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.

What triggers FRE54260

FRE54260 is a Freddie Mac proprietary finding (Report Inconsistencies). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.

  • Checked for the Subject property.
  • • Bound to MISMO data point DaysOnMarketCount

How to fix it

On the URAR, this lives at: Sales Comparison Approach → General Information. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

FRE54260 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

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Related messages

Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.