FRE54320
WARNINGReport InconsistenciesOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
One of the following messages is returned: • The level type of [LevelType] does not match the grade level of [GradeLevelType]. Please ensure that the information provided in these sections is accurate. • The appraisal report indicates that there is one or more levels with a below grade level but there is no finished or unfinished area below grade. Please ensure that the information provided in these sections is accurate. • The appraisal report indicates that there is one or more levels with an above grade level but there is no finished or unfinished area above grade. Please ensure that the information provided in these sections is accurate.
Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.
What triggers FRE54320
FRE54320 is a Freddie Mac proprietary finding (Report Inconsistencies). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Checked for the Subject property.
- • Bound to MISMO data point
LevelType
How to fix it
On the URAR, this lives at: Unit Interior. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
The free UADCheck inspection evaluates FRE54320 automatically — attach your package and see in seconds whether it fires.
Begin inspection →Related messages
- UAD1142 FatalProvide the level type (e.g., Level 1, Level 2, Level B1).…
- UAD1177 FatalProvide the level type (e.g., Level 1, Level 2, Level B1).…
- UAD1138 FatalProvide the type of accessibility feature. Select 'None' if there are …
- UAD1139 FatalProvide the primary exterior access method (e.g., walk-out, walk-up) f…
- UAD1140 FatalProvide a description when 'Grade Level' = 'Other'.…
- UAD1141 FatalProvide the Grade Level Type (i.e., Above Grade, Fully Below Grade, Pa…
Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.