FRE65810
WARNINGData DiscrepancyOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
A prior appraisal report completed by the same appraiser with the same effective date, was made subject to either an inspection or repair, however the current appraisal report was delivered “As Is”. Please ensure the Market Value Condition has been accurately reported and that the analysis and conclusions are credible.
Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.
What triggers FRE65810
FRE65810 is a Freddie Mac proprietary finding (Data Discrepancy). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Checked for the Subject property.
- • Bound to MISMO data point
Market Value Condition
How to fix it
On the URAR, this lives at: Reconciliation → Appraisal Summary. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
FRE65810 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
- UAD1255 FatalProvide the type of market value condition.…
- UAD1256 FatalWhen the appraisal is made 'As Is', no other type of market value cond…
- UAD1257 FatalProvide the 'Effective Date of Appraisal'.…
- UAD1258 FatalThe 'Effective Date of Appraisal' cannot be a future date.…
- UAD1259 WarningThe 'Effective Date of Appraisal' cannot be more than a year old.…
- UAD1260 FatalThe 'Effective Date of Appraisal' must include year, month and day.…
Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.