FRE76040
SEVEREEligibilityOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
The appraisal report does not indicate that this is a purchase or refinance transaction. Please correct and resubmit.
Severe — the submission can go through, but Freddie Mac flags that collateral rep & warranty relief eligibility is impacted. Expect lender questions.
What triggers FRE76040
FRE76040 is a Freddie Mac proprietary finding (Eligibility). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Checked for the Subject property.
- • Bound to MISMO data point
ValuationAssignmentType
How to fix it
On the URAR, this lives at: Assignment Information. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
FRE76040 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
- UAD1219 FatalProvide the 'Assignment Reason'.…
- UAD1212 WarningProvide the federal agency (i.e., VA, USDA, FHA) for which the apprais…
- UAD1220 FatalProvide a description when 'Assignment Reason' = 'Other'.…
- UAD1221 WarningProvide the date the property inspection was performed.…
- UAD1222 FatalProvide the 'Property Valuation Method'.…
- UAD1268 FatalThe exterior inspection method, interior inspection method, and inspec…
Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.