FORM UC-36 (REV. 09-2026)UCDP MANDATE: 2026-11-02
UADCHECKPre-submission inspection of UAD 3.6 packages

FRE76122

FATALEligibility

Official message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)

The appraisal report indicates that the Roof Condition Status is Damaged and Nonfunctional and the appraisal is made As Is. Please refer to the Freddie Mac Seller Guide for property eligibility requirements.

Fatal — this finding makes the submission NOT SUCCESSFUL until resolved.

What triggers FRE76122

FRE76122 is a Freddie Mac proprietary finding (Eligibility). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.

  • Checked for the Subject property.
  • • Bound to MISMO data point PropertyValuationConditionalConclusionType

How to fix it

On the URAR, this lives at: Reconciliation → Appraisal Summary. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

FRE76122 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

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Related messages

Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.