FORM UC-36 (REV. 09-2026)UCDP MANDATE: 2026-11-02
UADCHECKPre-submission inspection of UAD 3.6 packages

UAD1624

FATAL

Official message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5

At least one defect, damage, or deficiency must be provided when the appraisal 'Market Value Condition' is 'Subject to Repair'.

Fatal — a single unresolved Fatal makes the entire submission come back NOT SUCCESSFUL (UCDP Hard Stop 401).

What triggers UAD1624

The published rule logic, verbatim:

If PropertyValuationConditionalConclusionType = "SubjectToRepair" and there are no instances of DEFECT_DETAIL with DefectItemRecommendedActionType = "Repair"

  • • Bound to MISMO data point PropertyValuationConditionalConclusionType at ../VALUATION_ANALYSIS/VALUATION_REPORT/VALUATION_RECONCILIATION/VALUATION_RECONCILIATION_SUMMARY/VALUATION_CONDITIONS/VALUATION_CONDITION/

How to fix it

On the URAR, this lives at: Reconciliation → Appraisal Summary → Market Value Condition. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

Because this is a Fatal edit, do not submit until it is resolved — one Fatal bounces the whole package.

UAD1624 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

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Related messages

Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.