UAD1624
FATALOfficial message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5
At least one defect, damage, or deficiency must be provided when the appraisal 'Market Value Condition' is 'Subject to Repair'.
Fatal — a single unresolved Fatal makes the entire submission come back NOT SUCCESSFUL (UCDP Hard Stop 401).
What triggers UAD1624
The published rule logic, verbatim:
If PropertyValuationConditionalConclusionType = "SubjectToRepair" and there are no instances of DEFECT_DETAIL with DefectItemRecommendedActionType = "Repair"
- • Bound to MISMO data point
PropertyValuationConditionalConclusionTypeat../VALUATION_ANALYSIS/VALUATION_REPORT/VALUATION_RECONCILIATION/VALUATION_RECONCILIATION_SUMMARY/VALUATION_CONDITIONS/VALUATION_CONDITION/
How to fix it
On the URAR, this lives at: Reconciliation → Appraisal Summary → Market Value Condition. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
Because this is a Fatal edit, do not submit until it is resolved — one Fatal bounces the whole package.
UAD1624 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
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Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.