FRE76128
FATALEligibilityOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
The appraisal report indicates that the Towing Hitch, Wheels and Axles have not Been Removed. Please refer to the Freddie Mac Seller Guide for property eligibility requirements.
Fatal — this finding makes the submission NOT SUCCESSFUL until resolved.
What triggers FRE76128
FRE76128 is a Freddie Mac proprietary finding (Eligibility). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Checked for the Subject property.
- • Bound to MISMO data point
ManufacturedHomeHitchWheelsAxlesRemovedIndicator
How to fix it
On the URAR, this lives at: Manufactured Home. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
FRE76128 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
- UAD1104 FatalIndicate whether the towing hitch, wheels and axles have been removed …
- UAD1100 WarningThe manufactured home certification program name (e.g., Fannie Mae MH …
- UAD1101 WarningThe manufactured home certification program identifier must be include…
- UAD1102 FatalProvide a description when 'Manufactured Home Certification Program' =…
- UAD1105 FatalIndicate whether the HUD certification label is present for each secti…
- UAD1106 FatalIndicate whether the HUD data plate is attached to the manufactured ho…
Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.