FRE76129
WARNINGEligibilityOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
The appraisal report indicates there are modifications, attachments or additions that rely on or have altered the original structure. Please ensure that the appropriate inspections have been completed per the requirements of the Freddie Mac Seller Guide.
Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.
What triggers FRE76129
FRE76129 is a Freddie Mac proprietary finding (Eligibility). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Checked for the Subject property.
- • Bound to MISMO data point
ManufacturedHomeModificationIndicator
How to fix it
On the URAR, this lives at: Manufactured Home. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
FRE76129 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
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Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.