FRE76142
FATALEligibilityOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
The appraisal report indicates that the Overall Condition Rating is [X]. A property with this Overall Condition rating is not eligible for sale to Freddie Mac.
Fatal — this finding makes the submission NOT SUCCESSFUL until resolved.
What triggers FRE76142
FRE76142 is a Freddie Mac proprietary finding (Eligibility). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Checked for the Subject property.
- • Bound to MISMO data point
OverallConditionRatingCode
How to fix it
On the URAR, this lives at: Overall Quality and Condition. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
FRE76142 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
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Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.