FRE76162

FATALEligibility

Official message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)

One of the following messages is returned: • The appraisal report indicates that the Property Valuation Method is Desktop Appraisal and the Transfer Term is Sale Between Related Parties. Please refer to the Freddie Mac Seller Guide for property and project eligibility requirements. • The appraisal report indicates that the subject property is a Desktop Appraisal and the transaction is not Arm's Length. Please refer to the Freddie Mac Seller Guide for property and project eligibility requirements. • The appraisal report indicates that the subject property is a Desktop Appraisal but did not indicate whether the transaction is Arm's Length. Please indicate whether the transaction is Arm's Length.

Fatal — this finding makes the submission NOT SUCCESSFUL until resolved.

What triggers FRE76162

FRE76162 is a Freddie Mac proprietary finding (Eligibility). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.

• Checked for the Subject property.
• Bound to MISMO data point SaleType

How to fix it

On the URAR, this lives at: Sales Contract. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

FRE76162 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

Begin inspection →

Related messages

Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.