FRE32101
WARNINGComp SelectionOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
The appraisal report does not include at least two sales that have Transfer Terms of Typically Motivated. Please ensure that the sales provided are the most comparable and reflect the market's reaction to any differences.
Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.
What triggers FRE32101
FRE32101 is a Freddie Mac proprietary finding (Comp Selection). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Checked for: Comparables.
- • Bound to MISMO data point
SaleType
How to fix it
On the URAR, this lives at: Sales Comparison Approach → General Information. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
FRE32101 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
- UAD1135 FatalProvide the 'Transfer Terms'.…
- UAD1193 FatalProvide the 'Transfer Terms'.…
- UAD1771 FatalProvide the 'Transfer Terms' for the associated transaction.…
- FRE76162 FatalOne of the following messages is returned: • The appraisal report ind…
- UAD1093 FatalThe structure identifier must be unique.…
- UAD1097 FatalIndicate whether the dwelling has any non-continuous finished area (e.…
Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.