UAD1004
FATALOfficial message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5
Provide the ZIP code for the subject property physical address.
Fatal — a single unresolved Fatal makes the entire submission come back NOT SUCCESSFUL (UCDP Hard Stop 401).
What triggers UAD1004
The published rule logic, verbatim:
If PostalCode is not provided
- • Checked for the Subject property.
- • Bound to MISMO data point
PostalCodeat../VALUATION_ANALYSIS/PROPERTIES/PROPERTY/ADDRESS/
How to fix it
On the URAR, this lives at: Subject Property → Physical Address. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
Because this is a Fatal edit, do not submit until it is resolved — one Fatal bounces the whole package.
The free UADCheck inspection evaluates UAD1004 automatically — attach your package and see in seconds whether it fires.
Begin inspection →Related messages
- UAD1005 FatalThe ZIP code for the subject property physical address must be either …
- UAD1392 FatalProvide the ZIP code for the sales comparable.…
- UAD1539 WarningProvide the ZIP code for the Client company address.…
- UAD1001 FatalProvide the address line for the subject property physical address.…
- UAD1002 FatalProvide the city name for the subject property physical address.…
- UAD1003 FatalProvide the county name for the subject property physical address.…
Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.