FORM UC-36 (REV. 09-2026)UCDP MANDATE: 2026-11-02
UADCHECKPre-submission inspection of UAD 3.6 packages

UAD1148

FATAL

Official message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5

The interior feature type must be included.

Fatal — a single unresolved Fatal makes the entire submission come back NOT SUCCESSFUL (UCDP Hard Stop 401).

What triggers UAD1148

The published rule logic, verbatim:

If (ImprovementType = "Dwelling") or (ImprovementType = "Outbuilding" and OutbuildingRealPropertyIndicator = "true" and AccessoryDwellingUnitIndicator = "true"), and ImprovementComponentType is not provided in a given instance of INTERIOR_COMPONENT_DETAIL

  • Checked for the Subject property.
  • • Bound to MISMO data point ImprovementComponentType at ../VALUATION_ANALYSIS/PROPERTIES/PROPERTY/IMPROVEMENTS/IMPROVEMENT/PROPERTY_UNITS/PROPERTY_UNIT/INTERIOR_COMPONENTS/INTERIOR_COMPONENT/INTERIOR_COMPONENT_DETAIL/

How to fix it

On the URAR, this lives at: Unit Interior → Quality and Condition → Feature. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

Because this is a Fatal edit, do not submit until it is resolved — one Fatal bounces the whole package.

UAD1148 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

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Related messages

Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.