UAD1196
FATALOfficial message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5
The prior sale or transfer date for the subject property must include year, month and day.
Fatal — a single unresolved Fatal makes the entire submission come back NOT SUCCESSFUL (UCDP Hard Stop 401).
What triggers UAD1196
The published rule logic, verbatim:
If OwnershipTransferDate does not include year, month and day (YYYY-MM-DD format) in a given instance of SALES_HISTORY
- • Checked for the Subject property.
- • Required format: a full date, CCYY-MM-DD (e.g., 2026-03-15).
- • Bound to MISMO data point
OwnershipTransferDate (%PV%)at../VALUATION_ANALYSIS/PROPERTIES/PROPERTY/SALES_HISTORIES/SALES_HISTORY/
How to fix it
On the URAR, this lives at: Prior Sale and Transfer History → Subject Transfer History → Date (%PV%). Complete or correct that field in your form software, regenerate the package, and re-check before submission.
Because this is a Fatal edit, do not submit until it is resolved — one Fatal bounces the whole package.
The free UADCheck inspection evaluates UAD1196 automatically — attach your package and see in seconds whether it fires.
Begin inspection →Related messages
- UAD1195 FatalProvide the ownership transfer date.…
- UAD1735 FatalProvide the ownership transfer date.…
- UAD1744 FatalThe prior sale or transfer date for the sales comparable must include …
- FRE65660 WarningThe appraisal report does not have a prior transfer of the subject pro…
- UAD1191 FatalIndicate whether the subject property has a prior sale or transfer.…
- UAD1192 FatalProvide the ownership transfer transaction type (i.e., sale, deed tran…
Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.