UAD1229
FATALOfficial message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5
Provide the 'Opinion of Site Value'.
Fatal — a single unresolved Fatal makes the entire submission come back NOT SUCCESSFUL (UCDP Hard Stop 401).
What triggers UAD1229
The published rule logic, verbatim:
If CostApproachIndicator = "true", or (CostApproachIndicator = "false" and SiteValueIndicator = "true") and SiteEstimatedValueAmount is not provided
- • Bound to MISMO data point
SiteEstimatedValueAmountat../VALUATION_ANALYSIS/VALUATION_REPORT/APPROACH_TO_VALUE/COST_APPROACH/COST_APPROACH_DETAIL/
How to fix it
On the URAR, this lives at: Opinion of Site Value. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
Because this is a Fatal edit, do not submit until it is resolved — one Fatal bounces the whole package.
UAD1229 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
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Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.