UAD1351
WARNINGOfficial message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5
Provide the impact to value / marketability for the private utility.
Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.
What triggers UAD1351
The published rule logic, verbatim:
If SiteUtilityOwnershipType = "NonPublic" and ValueMarketabilityImpactType is not provided in a given instance of SITE_UTILITY_DETAIL
- • Checked for the Subject property.
- • Bound to MISMO data point
ValueMarketabilityImpactTypeat../VALUATION_ANALYSIS/PROPERTIES/PROPERTY/SITE/SITE_UTILITIES/SITE_UTILITY/SITE_UTILITY_DETAIL/
How to fix it
On the URAR, this lives at: Site → Utilities and Impact to Value / Marketability → Private Utility Impact. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
UAD1351 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
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Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.