UAD1375

FATAL

Official message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5

The impact to value / marketability must be provided when the subject property is in a hazard zone.

Fatal — a single unresolved Fatal makes the entire submission come back NOT SUCCESSFUL (UCDP Hard Stop 401).

What triggers UAD1375

The published rule logic, verbatim:

If HazardZoneType <> "None" for @ValuationUseType = "SubjectProperty", and (ValueMarketabilityImpactType is not provided in the instance of VALUATION_COMMENTARY with ValuationAnalysisCategoryType = "HazardZones" or there is no instance of VALUATION_COMMENTARY with ValuationAnalysisCategoryType = "HazardZones")

• Bound to MISMO data point ValueMarketabilityImpactType at ../VALUATION_ANALYSIS/VALUATION_REPORT/VALUATION_COMMENTARIES/VALUATION_COMMENTARY/

How to fix it

On the URAR, this lives at: Site → Site Features and Impact to Value / Marketability → Impact. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

Because this is a Fatal edit, do not submit until it is resolved — one Fatal bounces the whole package.

UAD1375 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

Begin inspection →

Related messages

Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.