UAD1445
FATALOfficial message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5
Provide the hazard zone type. Select 'None' if the property is not in a hazard zone.
Fatal — a single unresolved Fatal makes the entire submission come back NOT SUCCESSFUL (UCDP Hard Stop 401).
What triggers UAD1445
The published rule logic, verbatim:
If @ValuationUseType = "SalesComparable" and (at least one instance of HAZARD_ZONE is not provided or HazardZoneType is not provided in a given instance of HAZARD_ZONE)
- • Checked for every Sales Comparable in the report.
- • Bound to MISMO data point
HazardZoneTypeat../VALUATION_ANALYSIS/PROPERTIES/PROPERTY/SITE/HAZARD_ZONES/HAZARD_ZONE/
How to fix it
On the URAR, this lives at: Sales Comparison Approach → Site → Hazard Zone. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
Because this is a Fatal edit, do not submit until it is resolved — one Fatal bounces the whole package.
UAD1445 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
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Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.