FORM UC-36 (REV. 09-2026)UCDP MANDATE: 2026-11-02
UADCHECKPre-submission inspection of UAD 3.6 packages

FRE32150

WARNINGComp Selection

Official message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)

There are less than [X] comparables within [Y] years of the subject property's age. Please ensure that the comparables provided are appropriate.

Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.

What triggers FRE32150

FRE32150 is a Freddie Mac proprietary finding (Comp Selection). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.

  • Checked for: Comparables.
  • • Bound to MISMO data point PropertyStructureBuiltYear

How to fix it

On the URAR, this lives at: Sales Comparison Approach → Dwelling(s). Complete or correct that field in your form software, regenerate the package, and re-check before submission.

FRE32150 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

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Related messages

Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.