UAD1053
WARNINGOfficial message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5
The 'Year Built' for a dwelling cannot be after 'Effective Date of Appraisal'.
Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.
What triggers UAD1053
The published rule logic, verbatim:
If ((ExteriorConditionRatingCode = "C1" and PropertyStructureBuiltYear > year of (AppraisalReportEffectiveDate) + 2 years ) or (ExteriorConditionRatingCode <> "C1" and PropertyStructureBuiltYear > year of (AppraisalReportEffectiveDate)) in a given instance of IMPROVEMENT_DETAIL with ImprovementType = "Dwelling"
- • Checked for the Subject property.
- • Bound to MISMO data point
PropertyStructureBuiltYear (%PV%)at../VALUATION_ANALYSIS/PROPERTIES/PROPERTY/IMPROVEMENTS/IMPROVEMENT/IMPROVEMENT_DETAIL/
How to fix it
On the URAR, this lives at: Dwelling Exterior → Year Built (%PV%). Complete or correct that field in your form software, regenerate the package, and re-check before submission.
UAD1053 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
- UAD1050 FatalProvide 'Year Built' for each dwelling.…
- UAD1052 WarningThe 'Year Built' is prior to 1800. Please check for accuracy.…
- UAD1416 FatalProvide the calendar year in which the construction of the structure w…
- UAD1418 WarningThe 'Year Built' is prior to 1800. Please check for accuracy.…
- FRE32150 WarningThere are less than [X] comparables within [Y] years of the subject pr…
- FRE65140 WarningThe appraisal report indicates that the dwelling on the subject proper…
Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.