FORM UC-36 (REV. 09-2026)UCDP MANDATE: 2026-11-02
UADCHECKPre-submission inspection of UAD 3.6 packages

FRE32890

WARNINGComp Selection

Official message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)

One of the following messages is returned: • Bedroom Count adjustments have the following inconsistencies: Comp #[#]: Adjustment may be in the wrong direction and is not consistent with the reported differences. Please review the adjustments for accuracy and consistency. • Bedroom Count adjustments have the following inconsistencies: Comp #[#]: The bedroom count is different from the subject property but the adjustment amount is blank. The field should contain either an adjustment or "0". Please review the adjustments for accuracy and consistency. • Bedroom Count adjustments have the following inconsistencies: Comp #[#]: There is an adjustment for a bedroom count even though there is no reported difference. Please review the adjustments for accuracy and consistency.

Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.

What triggers FRE32890

FRE32890 is a Freddie Mac proprietary finding (Comp Selection). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.

  • • Checked for: Comparables.
  • • Bound to MISMO data point ComparableAdjustmentAmount

How to fix it

On the URAR, this lives at: Sales Comparison Approach → N/A. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

FRE32890 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

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Related messages

Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.