FRE43354
FATALReport CompletenessOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
One of the following messages is returned: • The Cost Approach must be developed for manufactured homes. • The Cost Approach must be a positive dollar value.
Fatal — this finding makes the submission NOT SUCCESSFUL until resolved.
What triggers FRE43354
FRE43354 is a Freddie Mac proprietary finding (Report Completeness). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Checked for the Subject property.
- • Bound to MISMO data point
ConstructionMethodType
How to fix it
On the URAR, this lives at: Subject Property. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
The free UADCheck inspection evaluates FRE43354 automatically — attach your package and see in seconds whether it fires.
Begin inspection →Related messages
- UAD1062 FatalProvide 'Construction Method' (e.g., Site Built, Manufactured, Modular…
- UAD1774 FatalProvide 'Construction Method' (e.g., Site Built, Manufactured, Modular…
- FRE32001 SevereOne of the following messages is returned: • (Construction Method has…
- FRE70002 SevereThe appraisal report indicates that the subject's construction method …
- FRE70003 SevereThe appraisal report indicates that the subject's construction method …
- FRE70004 SevereThe appraisal report indicates that the subject construction method is…
Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.