FRE54310

WARNINGReport Inconsistencies

Official message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)

A dwelling [StructureIdentifier] Exterior Condition Rating is reported as [XX] but the following findings have also been noted: [YY is Damaged and Non-Functional] and the appraisal is made As Is. Please ensure the property meets Freddie Mac property eligibility and appraisal requirements.

Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.

What triggers FRE54310

FRE54310 is a Freddie Mac proprietary finding (Report Inconsistencies). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.

• Checked for the Subject property.
• Bound to MISMO data point ExteriorConditionRatingCode

How to fix it

On the URAR, this lives at: Dwelling Exterior → Quality and Condition. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

FRE54310 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

Begin inspection →

Related messages

Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.