FRE76116
FATALEligibilityOfficial message text · Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04)
The appraisal report indicates that the subject does not have the following utility: [X,Y]. Please refer to the Freddie Mac Seller Guide for property eligibility requirements.
Fatal — this finding makes the submission NOT SUCCESSFUL until resolved.
What triggers FRE76116
FRE76116 is a Freddie Mac proprietary finding (Eligibility). It is returned by Loan Collateral Advisor®/UCDP® after your lender submits — this layer is explicitly outside the GSE UAD Compliance API, so your form software's built-in check does not run it. The first time most appraisers see it is in a revision request.
- • Checked for the Subject property.
- • Bound to MISMO data point
UtilityType
How to fix it
On the URAR, this lives at: Site → Utilities and Impact to Value / Marketability. Complete or correct that field in your form software, regenerate the package, and re-check before submission.
FRE76116 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.
Begin inspection →Related messages
- UAD1058 WarningThe type of utility(s) that exist in the outbuilding must be included.…
- UAD1344 FatalThe type of utility must be included.…
- UAD1345 WarningProvide details on the electricity connection.…
- UAD1346 WarningProvide details on the water connection.…
- UAD1347 WarningProvide details on the sewer connection.…
- UAD1278 FatalProvide a photo of the water frontage.…
Source: Freddie Mac Collateral Feedback Messages for UAD 3.6 (2026-08-04) (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.