FORM UC-36 (REV. 09-2026)UCDP MANDATE: 2026-11-02
UADCHECKPre-submission inspection of UAD 3.6 packages

UAD1346

WARNING

Official message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5

Provide details on the water connection.

Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.

What triggers UAD1346

The published rule logic, verbatim:

If no instances of SITE_UTILITY_DETAIL with UtilityType = "Water" are provided

  • Checked for the Subject property.
  • • Bound to MISMO data point UtilityType at ../VALUATION_ANALYSIS/PROPERTIES/PROPERTY/SITE/SITE_UTILITIES/SITE_UTILITY/SITE_UTILITY_DETAIL/

How to fix it

On the URAR, this lives at: Site → Utilities and Impact to Value / Marketability → {No Label}. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

UAD1346 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

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Related messages

Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.