UAD1058

WARNING

Official message text · Appendix H-1: UAD Compliance Rules — URAR, v1.5

The type of utility(s) that exist in the outbuilding must be included. Select 'None' if there are no utilities.

Warning — the submission can still come back Successful, but the finding is surfaced to your lender's review team.

What triggers UAD1058

The published rule logic, verbatim:

If ImprovementType = "Outbuilding" and OutbuildingRealPropertyIndicator = "true", and (at least one instance of OUTBUILDING_UTILITY is not provided or UtilityType is not provided in a given instance of OUTBUILDING_UTILITY)

• Checked for the Subject property.
• Bound to MISMO data point UtilityType at ../VALUATION_ANALYSIS/PROPERTIES/PROPERTY/IMPROVEMENTS/IMPROVEMENT/OUTBUILDING/OUTBUILDING_UTILITIES/OUTBUILDING_UTILITY/

How to fix it

On the URAR, this lives at: Outbuilding → Detail → Utilities. Complete or correct that field in your form software, regenerate the package, and re-check before submission.

UAD1058 is in UADCheck's reference library; automated coverage for it is on the roadmap. The inspection already runs the full GSE schema, the package-integrity layer, and every auto-checkable compliance rule — each report states exactly what was covered.

Begin inspection →

Related messages

Source: Appendix H-1: UAD Compliance Rules — URAR, v1.5 (public GSE document). Verified against the published spreadsheet; not affiliated with Fannie Mae or Freddie Mac.